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Saving Money Is Important

100 Ways to Start Saving From $500 to $1,000 per Month or More

So far, I have gone over how to save money on the major expenses you will deal with. However, now it is time to focus on the little things, that many people don't pay attention to.... more »

Brief explanation of anarcho capitalism and law enforcement

Source: http://jim.com/anarchy/law_in_anarchy.htm The free market is efficient and just. People have the right to forcibly defend their property, and part of their property right... more »
Unemployment Line

Almost Every Problem Is A Business

For the amount of people who absolutely love complaining you would think there would more solutions and businesses, but this is not the case. While people are never at a shortage of finding ... more »
Align Yourself With Nature

Alignment With Nature

A long time ago I was trying to come up with a global definition for the word smart. It is actually a fairly tricky word to define.... more »
What Happened To America?

The Decline of Education in America

It is important to understand that people in America are becoming less educated. Our schools are not educating students with the same level of education they were 50 years ago. Our readi... more »

Conspicuous Consumption and Its Impact on Society

"Wealth is the slave of a wise man. The master of a fool." - Seneca (5 BC - 65 AD) The term "Conspicuous Consumption" was first coined by economist Thorstein Veblen in his book The Theory ... more »

How To Successfully Budget Your Money

"When you use the term "budget" when speaking to most people, they automatically assume that you don't have much money. The people who feel this way lack a basic understanding of both econom... more »

Become a Finance Warrior

If you would be wealthy, think of saving as well as getting. - Benjamin Franklin (1706 - 1790) Today, the banking and credit card industry are nothing more than predatory lenders to most p... more »

The Federal Reserve and How Our Economy Is Designed to Keep You In Debt

It is to be regretted that the rich and powerful too often bend the acts of government to their selfish purposes. Distinctions in society will always exist under every just government. - Pre... more »

How To Get out of Debt

The only man who sticks closer to you in adversity than a friend is a creditor. - Author Unknown Since the average American carries tens of thousands of dollars in students loans, cred... more »

The Truth About Education in America

An educational system isn't worth a great deal if it teaches young people how to make a living but doesn't teach them how to make a life. - Anonymous In the past, it was very simple. Aft... more »

How to Save Money on Healthcare Expenses

I want to bring this chapter to a conclusion by talking about saving money on healthcare. A Harvard study recently found that illness and medical bills caused over half of the 1,458,000 per... more »

How to Save Money on Entertainment

Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like. – Will Smith At the end of the Second World War, the U.S. govern... more »

How to Save Money When Buying a New Car

A primary rule about cars you must always remember is: Cars Are NOT Investments. Of course there are exceptions to every rule and there are a few exceptions here, but in general cars are de... more »

How To Save Money on Clothing

As we grow up we are constantly bombarded with images of celebrities and athletes wearing expensive clothes, shoes, and jewelry at awards shows and events on news outlets. What many people ... more »

How To Save Money on Food

Like the cost of just about everything you need to survive, the price for food has continued to increase in recent years. While it was possible for a single person to live on $90 worth of fo... more »

How to Save Money on Clothing, Food, Cars, and Other Living Expenses

Every so often, I run across a news article that further confirms that saving money is no longer common sense in today's world. I recently ran across one such article when reading Yahoo News... more »

How to Save Money on Housing

The mint makes it first, it is up to you to make it last. - Evan Esar (1899 – 1995) Of all your living expenses, there can be no doubt that your housing will be the most costly. Whethe... more »

Top 10 Cities with the Lowest Apartment Costs in the United States

1. Oklahoma City, Oklahoma 2. Dallas, Texas 3. Houston Texas 4. Austin, Texas 5. Indianapolis, Indiana 6. Kansas City, Missouri 7. Minneapolis, Minnesota 8. Detroit, Mic... more »

Save a minimum of 30 to 50% of all the income you bring in each year

While these rules are quite simple, they are not easy to follow. If you are like most people, it is likely that you have a number of living expenses. While many of these expenses are necessa... more »

Never borrow more money than you have saved up

When you watch the typical late night infomercial or peruse the Internet, you will be bombarded with numerous ways to make money, and this is the precise problem with American society. Every... more »

The Basics of Saving Money

Today, there are three kinds of people: the have's, the have-not's, and the have-not-paid-for-what-they-have's. - Earl Wilson Mary and John are an American couple. They are in their ear... more »

The Federal Reserve Bank is not federal, and it does not have any reserves

Banking establishments are more dangerous than standing armies. - Thomas Jefferson If you are not familiar with the Fed, you should be. While many Americans are under the false misconcept... more »

Americans Are In Financial Despair

I believe that thrift is essential to well-ordered living. - John D. Rockefeller John D. Rockefeller is a true American success story who frequently stressed that thrift was esse... more »
Bank For International Settlements

Why Banks Should NEVER Be Bailed Out

In a free-market economy the idea of bailing out a bank, or any business for that matter, is just something that should never occur. Bailing out any business in a free-market economy is to c... more »
Student Loans

Easy Loans Artificially Inflate and Raise Prices in a Market

This may not seem apparent to most people, but it has been going on for a long time. Giving people easy loans almost always will increase the actual cost of an item and raises the prices in ... more »
Rising College Tuition Prices

College Tuition Is Becoming The New Real Estate Bubble

It doesn't take a rocket scientist to tell you that college is expensive - and increasingly so. But why is this? Why is it that college prices go up? Why do costs for technology like mobile ... more »
Education Doesn't Have To Put You In Debt

Education Doesn't Have To Be Expensive

Probably the main reason education is expensive is because people don't WANT to be educated. What do I mean by that? Think about it for a second. If people really wanted to become educated t... more »
What Our School Systems Train Us To Be

Our Current Way Of Education

It has become increasingly popular in this day and age for people to use our school system and college as their answer to everything. It has been built up and esteemed as the end all to our ... more »
College Has A Dark Side

The Dark Side of College

Although it must be certainly stated that college does have many benefits that can help catapult a graduate into career stardom, there is also a much darker side of college that is hardly no... more »

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